Comparison
Home insurance no
1
2
3
4
Home contents insurance
Own risk
39.100
39.100
33.300
21.800
Covers the loss of use of housing
Theft of students’ property at elementaryschool
Insurance excess for theft at elementary school
11.700
11.700
11.700
Includes certain recreational equipment
Maximum benefits for specific recreational equipment, each item
952.000
Maximum benefits for specific recreational equipment during insurance period
1.898.000
Comprehensive home contents insurance
Optional
Optional
Optional
Maximum benefits for each claim
572.000
572.000
713.000
1.002.000
Maximum benefits during insurance period
1.442.000
1.442.000
1.659.000
2.235.000
Own risk
39.100
39.100
33.300
21.800
Third-party liability insurance
Maximum benefits
174.000.000
174.000.000
174.000.000
174.000.000
Own risk
10%
10%
10%
10%
- Minimum
39.100
39.100
33.300
21.800
- Maximum
391.000
391.000
333.000
218.000
Where is policy applicable
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
Third-party liability insurance for firearms
Comprehensive third-party liability insurance for home contents
Leisure time accident insurance
Benefits paid in the event of death
4.505.000
9.885.000
10.904.000
Basic insurance amount of disability benefits
8.440.000
10.841.000
15.630.000
Benefits in the event of 100% disability
21.101.000
35.200.000
50.741.000
Disability benefits paid if disability is assessed at
15%
1%
1%
Where is policy applicable
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
ICELAND AND INTERNATIONAL TRAVEL FOR 92 DAYS
Daily allowance per week
24.700
28.800
36.500
Waiting period for payment of daily allowance
8 weeks
6 weeks
4 weeks
Maximum benefits period for payment of daily allowance
44 weeks
46 weeks
48 weeks
Accidents while playing golf or taking part in amateur golf competitions
Dental fractures
532.287
704.665
1.172.250
Dental fractures, maximum
844.900
1.084.100
1.797.450
Medical costs in Iceland relating to leisure time accidents
Maximum benefits for each claim
54.200
88.400
108.800
Own risk
0
0
0
Childcare insurance
Weekly benefits
33.300
60.900
Maximum benefits
863.000
1.587.000
Waiting period
5 days
5 days
Hospitalization insurance
Weekly benefits
61.100
Maximum benefits
1.591.000
Waiting period
5 days
Payment card insurance
Maximum benefits
226.000
256.000
279.000
Legal assistance insurance
Maximum benefits
1.360.000
1.904.000
2.447.000
Own risk
20%
20%
20%
- Minimum
39.100
33.300
21.800
Travel disruption and medical costs insurance
Optional
Optional
Optional
Maximum benefits
15.358.000
16.581.000
16.989.000
Own risk for medical cost
34.900
20.500
0
Travel disruption insurance
926.000
1.660.000
1.698.000
Escort in emergency
926.000
1.660.000
1.698.000
Reimbursement of trip
926.000
1.660.000
1.698.000
Own risk
0
0
0
Luggage insurance
Optional
Optional
Optional
Maximum benefits, % of value of home contents
10%
10%
20%
Maximum benefits, per item
236.000
282.000
375.000
Own risk
25%
25%
25%
- Minimum
35.900
33.300
20.000
Luggage delay insurance
Optional
Optional
Optional
Maximum benefits
51.800
57.300
71.600
Cancellation insurance
Optional
Optional
Optional
Maximum benefits
410.000
428.000
598.000
Own risk
18.700
18.700
18.700