Homeowner Insurance for Residential Houses
Extensive and comprehensive protection for the property that covers unexpected disasters and accidents, such as leaks, storms, and burglaries.
Questions and Answers
See all questions- Who is homeowner insurance for?
Homeowner insurance is for all property owners.
What does the homeowner insurance cover?Homeowner insurance provides extensive and comprehensive protection for the property and compensates for damage, e.g. due to water, fog, burglary, cloudbursts, or thawing. A detailed list of what is covered and what is not covered can be found in the insurance's information document.
Is it possible that my housing association has this insurance?Yes, it is possible that your housing association has a homeowner insurance. We encourage you to look into it at your earliest convenience.
- What do I need to do if I sell my property and buy a new one?
When you sell a property, the principle is that your homeowner insurance lapses at the same time as your fire insurance. Homeowner insurance never automatically transfers between properties when moving. It is therefore important to contact us when you have bought a new property and get an offer for homeowner insurance, if there is no insurance in place with the housing association.
If I'm in the rental market, do I need this insurance?No, the tenant does not need to have this insurance. Only the owner of the property.
Insurance Explained Simply
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
You might be interested in
Since you are looking into homeowner insurance for residential houses, you may also be interested in the following types of insurance.
Fire Insurance
Fire insurance for homeowners compensates for damage to property caused by fire.
Home Protection 3
Comprehensive protection that includes all the essential insurance policies needed for home and family
Life and Health Insurance
An important safety net in case of accidents or illness or as a security fund for those left behind if we pass away.