Family and propertyComparison of Home Protection Plans

Comparison of Home Protections

Here you can view and compare individual features of the different Home Protection plans.

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Comparison of Home Protections

Home Protection

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Household Contents Insurance

Deductible
44.300
44.300
37.700
24.700
Compensation for loss of use of housing
Theft of students’ belongings from primary school
Deductible for theft from primary school
13.200
13.200
13.200
Specified leisure equipment included
Maximum compensation for specified leisure equipment, per item
1.079.000
Maximum compensation for specified leisure equipment during policy period
2.152.000

Comprehensive Household Contents Insurance

Optional
Optional
Optional
Maximum compensation per loss
648.000
648.000
808.000
1.136.000
Maximum compensation during policy period
1.635.000
1.635.000
1.881.000
2.534.000
Deductible
44.300
44.300
37.700
24.700

Liability Insurance

Maximum compensation
198.000.000
198.000.000
198.000.000
198.000.000
Deductible
10%
10%
10%
10%
- Minimum
44.300
44.300
37.700
24.700
- Maximum
443.000
443.000
377.000
247.000
Scope of coverage
Iceland and travel abroad for up to 92 days
Iceland and travel abroad for up to 92 days
Iceland and travel abroad for up to 92 days
Iceland and travel abroad for up to 92 days
Extended liability insurance related to household contents
- Maximum per item
615.000
- Maximum compensation during policy period
1.540.000

Emergency Assistance due to Domestic Violence

Maximum compensation
570.000
570.000
570.000
570.000

Personal Accident Insurance in Free Time

Death benefits
5.107.000
11.207.000
12.363.000
Base sum insured for disability compensation
9.579.000
12.291.000
17.720.000
Compensation for 100% disability
23.923.000
39.908.000
54.527.000
Disability benefits paid if disability reaches
15%
1%
1%
Scope of coverage
Iceland and travel abroad for up to 92 days
Iceland and travel abroad for up to 92 days
Iceland and travel abroad for up to 92 days
Weekly compensation
28.100
32.700
41.400
Waiting period before payment of weekly benefits
8 weeks
6 weeks
4 weeks
Maximum period for weekly benefit payments
44 weeks
46 weeks
48 weeks
Accidents during amateur training or competition (e.g. golf, skiing)
Dental injuries
603.477
798.900
1.329.000
Dental injury, maximum compensation
957.900
1.229.100
2.037.800

Domestic medical expenses due to accidents in free time

Maximum compensation per loss
61.500
100.200
123.500
Deductible
0
0
0

Child care insurance

Weekly benefits
37.700
69.000
Maximum compensation
978.000
1.789.000
Waiting period
5 days
5 days

Hospital stay insurance

Weekly benefits
69.200
Maximum compensation
1.804.000
Waiting period
5 days

Legal assistance insurance

Maximum compensation
1.541.000
2.158.000
2.774.000
Deductible
20%
20%
20%
- Minimum
44.300
37.700
24.700

Trauma insurance

Maximum compensation
150.000
150.000
150.000
Number of claims allowed
6 claims
6 claims
6 claims

Trip interruption and medical expense insurance

Optional
Optional
Optional
Maximum compensation
17.412.000
18.798.000
19.262.000
Deductible for medical expenses
39.600
23.200
0
Trip interruption insurance
1.050.000
1.882.000
1.925.000
Emergency travel companion coverage
1.050.000
1.882.000
1.925.000
Trip reimbursement
1.050.000
1.882.000
1.925.000
Deductible
0
0
0

Baggage insurance

Optional
Optional
Optional
Maximum compensation, % of household contents value
10%
10%
20%
Maximum compensation per item
268.000
319.000
426.000
Deductible
25%
25%
25%
- Minimum
40.700
37.700
22.700

Baggage delay insurance

Optional
Optional
Optional
Maximum compensation
58.700
64.900
81.200

Cancellation insurance

Optional
Optional
Optional
Maximum compensation
464.000
485.000
678.000
Deductible
21.200
21.200
21.200