Are There Any Restrictions or Precautionary Rules? - Comprehensive Crew Insurance for Small Boats 

Are there any restrictions or precautionary rules?

Where is the insurance valid?  - Comprehensive Crew Insurance for Small Boats 

Where is the insurance valid? 

What are the insured's obligations? - Comprehensive Crew Insurance for Small Boats 

What are the insured's obligations?

When and How Is The Insurance Paid For? - Comprehensive Crew Insurance for Small Boats 

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment.  
It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When Does the Insurance Coverage Begin and How Does It End? - Comprehensive Crew Insurance for Small Boats 

Insurance contracts are generally valid for 12 months from the date of acceptance of the offer and issuance of the insurance, and premiums are based on the annual premium. If the insurance is not terminated within that period, it is automatically extended. 

When does the insurance coverage begin and how does it end?

How is the insurance terminated? - Comprehensive Crew Insurance for Small Boats 

The insurance can be terminated at any time during the insurance period. 

How is the insurance terminated?

Information Document

The insurance pays compensation for accidents suffered by crew members on board a ship or vessel while working in direct connection with the operation of the shipping company. In addition, optional accident insurance during leisure time is available for an additional premium.
The insurance also covers crew members’ baggage, and in the event of death due to illness, compensation is paid to the beneficiaries.
Compensation is paid in accordance with the Tort Liability Act No. 50/1993 if this results in higher total compensation than under Article 172 of the Maritime Act No. 37/1985.


Crew insurance is intended for the crews of ships and small vessels who are members of the National Association of Small Boat Owners (Landssamband smábátaeigenda) and includes accident insurance, life insurance, and baggage insurance.

What Is Covered?

What Is Not Covered?

Accident Insurance

Life Insurance 

Baggage Insurance

Leisure-time Accident Insurance (optional) 

Comprehensive Crew Insurance for Small Boats (Landssamband smábátaeigenda)

Health and Accident Insurance 

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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