Are there any restrictions or precautionary rules? - Occupational Liability Insurance

Are There Any Restrictions or Precautionary Rules? 

Where Is The Insurance Valid? - Occupational Liability Insurance

The insurance is valid worldwide. More detailed information on the scope of coverage can be found in the terms and conditions.

Where Is The Insurance Valid?

What are the insured's obligations? - Occupational Liability Insurance

What Are The Insured's Obligations?

When and how is the insurance paid for? - General

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment. 

It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When does insurance coverage begin and how does it end? - Occupational Liability Insurance

Insurance contracts generally remain valid for 12 months from the date of offer acceptance and policy issuance, and premiums are based on an annual rate. If not cancelled during this period, the insurance automatically renews. However, the coverage is not valid beyond the insured’s 60th birthday. 

The policyholder has a 30-day withdrawal period (right to cancel) from the time they receive notification from the company about the policy's activation. 

When Does Insurance Coverage Begin and How Does It End?

How is the insurance terminated? - Personal Insurance

The insurance can be terminated at any time during the insurance period. Premiums must be paid for the period during which the company has provided coverage. 

How Is The Insurance Terminated?

Information Document

What Is Covered?

The insurance includes compensation for permanent loss of work capacity. 

The insurance includes compensation for permanent loss of work capacity due to an injury or illness.

What Is Not Covered?

Permanent Loss of Work Capacity

The insurance includes compensation for temporary loss of work capacity. 

Benefits if the policyholder loses the ability to perform their regular occupation due to an injury or illness.

Temporary Loss of Work Capacity

Occupational Disability Insurance 

Life Insurances

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

Roles and values

Vörður board of insurances

Vörður board of life insurances

Insure your bicycle, e-bike or e-scooter with the help of the online advisor. It's simple and takes just a few clicks.

Customized insurance for cyclists that provides comprehensive protection against theft, damage to bike and equipment, and other unexpected incidents while cycling.

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Join us in our environmental efforts and make life easier for your mail carrier. We'll always let you know when new information appears here on My Pages.

Bye bye paper!

Here you can find the board and organizational chart of Vörður

Board and organization chart

Here you will find claims reports in PDF format for all types of damage.

Claims

Our customers enjoy discounts on various products and services from our partners. You can activate the discount on My Pages.

Discounts

Here you can access all electronic applications that Vörður has to offer.

Electronic applications

Here you can access all the forms that Vörður has to offer.

Forms

Here you can find all the latest articles and events.

Classification

Articles - Vörður

Articles

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Vörður aims to offer customers appropriate insurance coverage at competitive prices. The company emphasizes simple and convenient insurance transactions and personal service.

Personnel

The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

Here you can book a conversation about Income Protection. Please fill out the form and we will contact you as soon as possible

Book an appointment for Income Protection - Vörður

Book a consultation in Income protection

Here you can access information documents for all insurance policies that Vörður has to offer.

Information documents

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We cover everything that matters

We would like to offer you comprehensive pension and insurance advice, which we call Income Protection. Fill out the form below and we will contact you at the earliest opportunity.

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The agreement between the Icelandic Small Boat Owners Association and Vörður guarantees members access to the best insurance and service options available at any given time. 

Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Vörður organizational chart

Here you can find answers to common questions about insurance that we receive regularly.

Questions and answers

Here is information about workshops. The attached list is of approved workshops, car window repair shops and car rentals.

Service Providers

In order to improve our service, it is important to receive information about what can be improved. Here you can submit a complaint, suggestion or compliment

Suggestions

Vörður works with integrity on sustainability issues and believes it is beneficial to publish information on social aspects of operations alongside the annual report, thus having a positive impact on the development of the issue in society.

Sustainability report

Here you can access terms and conditions for all insurance policies that Vörður has to offer.

Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

Here you can book a call or a teleconference with a service advisor. Please fill out the form and we will contact you.