Are there any restrictions or precautionary rules? - Arion Card (6 points)

Are There Any Restrictions or Precautionary Rules? 

Where Is The Insurance Valid? - Arion (60)

The insurance is valid for travel abroad for up to 60 consecutive days. It also applies to travel within Iceland, provided that at least half of the trip has been paid for using the card. Further details regarding the scope of coverage can be found in the insurance terms and conditions. 

Where Is The Insurance Valid?

What are the insured's obligations? - Arion Card (6 points)

What Are The Insured's Obligations?

When and how is the insurance paid for? - Arion Card

The insurance premium is included in the annual fee of the card. Therefore, the insured does not pay a separate premium to Vörður. 

When And How Is The Insurance Paid for?

When does insurance coverage begin and how does it end? Arion Card

The insurance is valid for the duration of the card's validity period. 

When Does Insurance Coverage Begin and How Does It End?

How is the insurance terminated? - Arion Card

Since Arion Banki is the policyholder, the insured — i.e., the cardholder — cannot cancel the insurance in the usual manner. 

How Is The Insurance Terminated?

Information Document

What Is Covered?

Insures the cardholder against accidents while travelling. 

What Is Not Covered?

Travel Accident Insurance

Compensates medical expenses incurred while travelling. 

Medical Expenses

Reimbursement of necessary additional travel expenses for serious incidents. 

Travel Interruption Insurance 

Compensates prepaid travel expenses that cannot be recovered, if the insured is not able to travel. 

Compensates prepaid travel expenses that cannot be recovered.

Cancellation Insurance

Covers the necessary travel expenses of a close relative due to an accident or illness of the insured. 

Covers the necessary travel expenses of a close relative.

Tryggingin bætir ekki

Travel Expenses of Other Parties

Proportionate reimbursement of non-recoverable travel expenses. 

Reimbursement of Trip 

Pays per diem for hospitalisation abroad. 

Sickenss Per Diem Payments

Compensates loss or damage to luggage while travelling. 

Luggage and Purchase Insurance 

If the insured does not receive their luggage within 8 hours of arriving at their destination due to delay or mishandling, compensation will be paid for the purchase of essential items for each insured person. 

Luggage Delay Insurance 

Pays compensation for travel delays and kidnapping abroad.  

Travel Delay

A daily allowance is paid if the insured is kidnapped while traveling abroad and held hostage.


Kidnapping Insurance

Compensates loss or damage that the insured person may cause to third parties. 

Liability Insurance

Compensates loss of or damage to a rental car. Comprehensive insurance and supplemental liability insurance included. 

Compensates loss of or damage to a rental car. 

Vehicle Rental Insurance 

General limitations on liability which applies to all aspects of the insurance. 

General Limitations On Liability

VISA Gold Business Card - Arion Bank

Travel Insurance

Terms and Conditions

Gold Business Card - Arion Bank

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

Roles and values

Vörður board of insurances

Vörður board of life insurances

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Here you can find the board and organizational chart of Vörður

Board and organization chart

Here you will find claims reports in PDF format for all types of damage.

Claims

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Electronic applications

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The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

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We cover everything that matters

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The agreement between the Icelandic Small Boat Owners Association and Vörður guarantees members access to the best insurance and service options available at any given time. 

Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Vörður organizational chart

Here you can find answers to common questions about insurance that we receive regularly.

Questions and answers

Here is information about workshops. The attached list is of approved workshops, car window repair shops and car rentals.

Service Providers

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Suggestions

Vörður works with integrity on sustainability issues and believes it is beneficial to publish information on social aspects of operations alongside the annual report, thus having a positive impact on the development of the issue in society.

Sustainability report

Here you can access terms and conditions for all insurance policies that Vörður has to offer.

Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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