Are there any restrictions or precautionary rules? - Gold Card and Business Card LB

Are There Any Restrictions or Precautionary Rules? 

Where is the insurance valid? Gold Card and Business Card LB

The insurance is valid for travel abroad for up to 60 consecutive days. It also applies to travel within Iceland, provided that at least half of the trip has been paid for using the card. Further details regarding the scope of coverage can be found in the insurance terms and conditions. 

Where Is The Insurance Valid?

What are the insured's obligations? - Gold Card and Business Card LB

What Are The Insured's Obligations?

When and how is the insurance paid for? - LB Card

The insurance premium is included in the annual fee of the card. Therefore, the insured does not pay a separate premium to Vörður. 

When And How Is The Insurance Paid for?

When does insurance coverage begin and how does it end? - LB Card

The insurance is valid for the duration of the card's validity period. 

When Does Insurance Coverage Begin and How Does It End?

How is the insurance terminated? - LB Card

Since Landsbankinn is the policyholder, the insured — i.e., the cardholder — cannot cancel the insurance in the usual manner. 

How Is The Insurance Terminated?

Information Document

What Is Covered?

Insures the cardholder against accidents while travelling. 

What Is Not Covered?

Travel Accident Insurance

Compensates medical expenses incurred while travelling. 

Medical Expenses

Reimbursement of necessary additional travel expenses for serious incidents. 

Travel Interruption Insurance 

Compensates prepaid travel expenses that cannot be recovered, if the insured is not able to travel. 

Compensates prepaid travel expenses that cannot be recovered.

Cancellation Insurance

Covers the necessary travel expenses of a close relative due to an accident or illness of the insured. 

Tryggingin bætir ekki

Emergency Accompaniment

Proportionate reimbursement of non-recoverable travel expenses. 

Reimbursement of Trip 

Pays per diem for hospitalisation abroad. 

Sickenss Per Diem Payments

Compensates loss or damage to luggage while travelling. 

Luggage and Purchase Insurance 

Pays compensation for baggage delays after arrival at your destination.

Luggage Delay Insurance

Travel Delay

Pays compensation for kidnapping abroad. 

Kidnapping Insurance

Compensates loss or damage that the insured person may cause to third parties. 

Liability Insurance

General limitations on liability which applies to all aspects of the insurance. 

Tryggingin bætir

General Limitations On Liability

Gold Card and Business Card LB

Travel Insurance

Terms and Conditions

Gold Card and Business Card - Landsbankinn

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

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Vörður board of insurances

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Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Sustainability report

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Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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