Are there any restrictions or precautionary rules? - Arion Card (6 points)

Are There Any Restrictions or Precautionary Rules? 

Where Is The Insurance Valid? - Arion (180)

The insurance is valid for travel abroad for up to 180 consecutive days. It also applies to travel within Iceland, provided that at least half of the trip has been paid for using the card. Further details regarding the scope of coverage can be found in the insurance terms and conditions. 

Where Is The Insurance Valid?

What are the insured's obligations? - Arion Card (6 points)

What Are The Insured's Obligations?

When and how is the insurance paid for? - Arion Card

The insurance premium is included in the annual fee of the card. Therefore, the insured does not pay a separate premium to Vörður. 

When And How Is The Insurance Paid for?

When does insurance coverage begin and how does it end? Arion Card

The insurance is valid for the duration of the card's validity period. 

When Does Insurance Coverage Begin and How Does It End?

How is the insurance terminated? - Arion Card

Since Arion Banki is the policyholder, the insured — i.e., the cardholder — cannot cancel the insurance in the usual manner. 

How Is The Insurance Terminated?

Information Document

What Is Covered?

Insures the cardholder against accidents while travelling. 

What Is Not Covered?

Travel Accident Insurance

Compensates medical expenses incurred while travelling. 

Medical Expenses

Compensates prepaid travel expenses that cannot be recovered, if the insured is not able to travel. 

Compensates prepaid travel expenses that cannot be recovered.

Cancellation Insurance

Pays per diem for hospitalisation abroad. 

Sickness Per Diem Payments

Reimbursement of necessary additional travel expenses for serious incidents. 

Travel Interruption Insurance 

Pays compensation when there are delays in travelling to the airport. 

Delays on The Way to The Airport

Pays compensation when the insured person is denied a seat on board due to overbooking. 

Delays due to Overbooking

Compensates loss or damage to luggage while travelling. 

Luggage, purchase, and luggage delay insurance

Compensates loss or damage to private belongings that have been paid for with the Premia card. 

Comprehensive Purchases Insurance

Covers the necessary travel expenses of a close relative due to an accident or illness of the insured. 

Covers the necessary travel expenses of a close relative.

Emergency Accompaniment

Pays compensation for travel delays and kidnapping abroad.  

Travel Delay and Kidnapping Insurance

Proportionate reimbursement of non-recoverable travel expenses. 

Reimbursement of Trip 

Compensates loss or damage that the insured person may cause to third parties. 

Liability Insurance

Compensates loss of or damage to a rental car. Comprehensive insurance and supplemental liability insurance included. 

Compensates loss of or damage to a rental car.

Vehicle Rental Insurance 

Covers the policyholder’s golf equipment against outside incidents and theft. 

The list is not exhaustive. See the insurance terms for more details.

Golf Equipment Insurance

Accident insurance covers damage to people and property that a golfer may cause while playing golf, and Comprehensive Vehicle Insurance covers damage to the golfer’s car if it is hit by a golf ball.

Covers damage to people and property that a golfer may cause while playing golf, and covers damage to the golfer’s car if it is hit by a golf ball.

Tryggingin bætir

Tryggingin bætir ekki

Accident and Comprehensive Vehicle Insurance 

Allows the golf player to celebrate with their fellow players should they hit a hole in one. 

Hole in One Insurance

Reimburses the annual club fee to the golf player, in case they are unable to play due to illness or accident. 

 Annual Fee Insurance 

Reimburses costs incurred for rental of golf equipment in case of delayed luggage and reimburses green fees abroad due to weather-related golf course closure. 

Equipment Rental Abroad and International Green Fee Insurance 

General limitations on liability which applies to all aspects of the insurance. 

General Limitations On Liability

Premia Card - Arion Bank

Travel Insurance

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

Roles and values

Vörður board of insurances

Vörður board of life insurances

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Board and organization chart

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Claims

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Electronic applications

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Forms

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Vörður aims to offer customers appropriate insurance coverage at competitive prices. The company emphasizes simple and convenient insurance transactions and personal service.

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The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

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Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Vörður organizational chart

Here you can find answers to common questions about insurance that we receive regularly.

Questions and answers

Here is information about workshops. The attached list is of approved workshops, car window repair shops and car rentals.

Service Providers

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Suggestions

Vörður works with integrity on sustainability issues and believes it is beneficial to publish information on social aspects of operations alongside the annual report, thus having a positive impact on the development of the issue in society.

Sustainability report

Here you can access terms and conditions for all insurance policies that Vörður has to offer.

Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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