Are there any restrictions or precautionary rules? - Pet Insurance

Are There Any Restrictions or Precautionary Rules? 

Where Is The Insurance Valid?

What are the insured's obligations? - Pet Insurance

What Are The Insured's Obligations?

When and how is the insurance paid for? - General

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment. 

It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When does insurance coverage begin and how does it end? Pet Insurance

Insurance contracts generally remain valid for 12 months from the date the offer is accepted and the insurance is issued. Premiums are based on the annual rate. If the policy is not terminated during that period, it is automatically renewed. 

When Does Insurance Coverage Begin and How Does It End?

How is the insurance terminated? - General 

The insurance can be terminated at any time during the insurance period. 

How is the insurance terminated?

Information Document

What Is Covered?

Pays compensation in the event of death or serious health damage. Compensation is also paid if the pet is stolen or lost and is not recovered within 60 days from the time the disappearance was reported. 

Pays compensation in the event of death or serious health damage.

What Is Not Covered?

Life and Health Insurance 

Compensates costs due to necessary veterinary services. 

Medical Costs Insurance

Covers possible liability that may fall on the pet owner due to physical injury or damage to items that the pet may cause. 

Liability Insurance

Compensates costs due to daycare and guarding of the pet if the policyholder is unable to care for the pet due to an accident or illness. 

Pet Care Insurance 

Pet Insurance

Property Insurance

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

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Vörður board of insurances

Vörður board of life insurances

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Here you can find the board and organizational chart of Vörður

Board and organization chart

Here you will find claims reports in PDF format for all types of damage.

Claims

Our customers enjoy discounts on various products and services from our partners. You can activate the discount on My Pages.

Discounts

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Electronic applications

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Forms

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Vörður aims to offer customers appropriate insurance coverage at competitive prices. The company emphasizes simple and convenient insurance transactions and personal service.

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The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

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Here you can access information documents for all insurance policies that Vörður has to offer.

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The agreement between the Icelandic Small Boat Owners Association and Vörður guarantees members access to the best insurance and service options available at any given time. 

Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Vörður organizational chart

Here you can find answers to common questions about insurance that we receive regularly.

Questions and answers

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Vörður works with integrity on sustainability issues and believes it is beneficial to publish information on social aspects of operations alongside the annual report, thus having a positive impact on the development of the issue in society.

Sustainability report

Here you can access terms and conditions for all insurance policies that Vörður has to offer.

Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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