Are there any restrictions or precautionary rules? - Horse Insurance

Are There Any Restrictions or Precautionary Rules? 

Where Is The Insurance Valid?

What are the insured's obligations? - Horse Insurance

What Are The Insured's Obligations?

When and how is the insurance paid for? - General

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment. 

It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When does insurance coverage begin and how does it end? - General

Insurance contracts are generally valid for 12 months from the date of acceptance of the offer and issuance of the insurance, and premiums are based on the annual premium. If the insurance is not terminated within that period, it is automatically extended. 

When does insurance coverage begin and how does it end?

How is the insurance terminated? - General 

The insurance can be terminated at any time during the insurance period. 

How is the insurance terminated?

Information Document

What Is Covered?

Pays compensation in the event the horse dies or suffers serious health damage. Compensation is also paid if the horse is stolen or lost and is not recovered within 120 days from the date the company was notified of the disappearance. 

Pays compensation in the event the horse dies or suffers serious health damage.

What Is Not Covered?

Life and Health Insurance 

Compensates costs due to necessary veterinary services. This insurance compensates for rightful, appropriate, and unforeseen veterinary costs that are direct cause of accidents or injury to the horse. 

Compensates costs due to necessary veterinary services.

Medical Costs Insurance 

Covers possible liability that may fall on the horse owner due to physical injury or damage to items that the horse may cause. 

Liability Insurance 

Horse Insurance

Property Insurance

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

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Vörður board of insurances

Vörður board of life insurances

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Here you can find the board and organizational chart of Vörður

Board and organization chart

Here you will find claims reports in PDF format for all types of damage.

Claims

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Discounts

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Electronic applications

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Forms

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Vörður aims to offer customers appropriate insurance coverage at competitive prices. The company emphasizes simple and convenient insurance transactions and personal service.

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The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

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Here you can access information documents for all insurance policies that Vörður has to offer.

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The agreement between the Icelandic Small Boat Owners Association and Vörður guarantees members access to the best insurance and service options available at any given time. 

Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Vörður organizational chart

Here you can find answers to common questions about insurance that we receive regularly.

Questions and answers

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Sustainability report

Here you can access terms and conditions for all insurance policies that Vörður has to offer.

Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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