Are there any restrictions or precautionary rules? - Property Fire Insurance

Are There Any Restrictions or Precautionary Rules? 

Where is the insurance valid? - Property Fire Insurance

The insurance is only valid on the location stated in the insurance policy certificate.

Where Is The Insurance Valid?

What are the insured's obligations? - Homeowner Insurance & Property Fire Insurance

What Are The Insured's Obligations?

When and how is the insurance paid for? - General

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment. 

It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When does insurance coverage begin and how does it end? - General

Insurance contracts are generally valid for 12 months from the date of acceptance of the offer and issuance of the insurance, and premiums are based on the annual premium. If the insurance is not terminated within that period, it is automatically extended. 

When does insurance coverage begin and how does it end?

How is the insurance terminated? - Property Fire Insurance

The insurance can be terminated at any time during the insurance period. When cancelling the policy, confirmation must be provided that a new insurance policy has been established with another insurance company. As this is a mandatory insurance, Vörður is not permitted to terminate the policy due to non-payment of premiums. 

How Is The Insurance Terminated?

Information Document

Property fire insurance is a mandatory insurance that covers damage to property caused by fire. The insurance amount is based on the fire insurance valuation determined by the Property Register.  

Mandatory homeowners insurance that covers damage due to fire.

What Is Covered?

Compensates damage to property caused by fire.

What Is Not Covered?

Fire Insurance 

Property Fire Insurance

Property Insurance

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

Roles and values

Vörður board of insurances

Vörður board of life insurances

Insure your bicycle, e-bike or e-scooter with the help of the online advisor. It's simple and takes just a few clicks.

Customized insurance for cyclists that provides comprehensive protection against theft, damage to bike and equipment, and other unexpected incidents while cycling.

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Join us in our environmental efforts and make life easier for your mail carrier. We'll always let you know when new information appears here on My Pages.

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Here you can find the board and organizational chart of Vörður

Board and organization chart

Here you will find claims reports in PDF format for all types of damage.

Claims

Our customers enjoy discounts on various products and services from our partners. You can activate the discount on My Pages.

Discounts

Here you can access all electronic applications that Vörður has to offer.

Electronic applications

Here you can access all the forms that Vörður has to offer.

Forms

Here you can find all the latest articles and events.

Classification

Articles - Vörður

Articles

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Vörður aims to offer customers appropriate insurance coverage at competitive prices. The company emphasizes simple and convenient insurance transactions and personal service.

Personnel

The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

Here you can book a conversation about Income Protection. Please fill out the form and we will contact you as soon as possible

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Book a consultation in Income protection

Here you can access information documents for all insurance policies that Vörður has to offer.

Information documents

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We cover everything that matters

We would like to offer you comprehensive pension and insurance advice, which we call Income Protection. Fill out the form below and we will contact you at the earliest opportunity.

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The agreement between the Icelandic Small Boat Owners Association and Vörður guarantees members access to the best insurance and service options available at any given time. 

Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Vörður organizational chart

Here you can find answers to common questions about insurance that we receive regularly.

Questions and answers

Here is information about workshops. The attached list is of approved workshops, car window repair shops and car rentals.

Service Providers

In order to improve our service, it is important to receive information about what can be improved. Here you can submit a complaint, suggestion or compliment

Suggestions

Vörður works with integrity on sustainability issues and believes it is beneficial to publish information on social aspects of operations alongside the annual report, thus having a positive impact on the development of the issue in society.

Sustainability report

Here you can access terms and conditions for all insurance policies that Vörður has to offer.

Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

Here you can book a call or a teleconference with a service advisor. Please fill out the form and we will contact you.