Are There Any Restrictions or Precautionary Rules? - Partial Comprehensive Insurance

Are there any restrictions or precautionary rules?

Where is the insurance valid?  - Vehicles

The insurance applies only to the vehicle specified in the insurance certificate. It does not cover driving outside of Iceland unless specifically agreed with Vörður.

Where is the insurance valid? 

What are the insured's obligations? - Kaskó

What Are The Insured's Obligations?

When and how is the insurance paid for? - General

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment. 

It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When does insurance coverage begin and how does it end? - General

Insurance contracts are generally valid for 12 months from the date of acceptance of the offer and issuance of the insurance, and premiums are based on the annual premium. If the insurance is not terminated within that period, it is automatically extended. 

When does insurance coverage begin and how does it end?

How is the insurance terminated? - General 

The insurance can be terminated at any time during the insurance period. 

How is the insurance terminated?

Information Document

Partial comprehensive insurance has a narrower scope of coverage than full comprehensive vehicle insurance. This insurance is suitable for owners of cars and tractors that are driven infrequently in urban areas and are at lower risk of collisions, although risks such as fire and rollover damage are still present.

The insurance is suitable for owners of motor vehicles and tractors who drive little in urban areas.

What Is Covered?

Tryggingin hentar eigendum bifreiða og dráttarvéla sem aka lítið í þéttbýli.

What Is Not Covered?

Partial Comprehensive Insurance

Motor Vehicle Insurance

Terms and Conditions

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

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Vörður board of insurances

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Vörður aims to offer customers appropriate insurance coverage at competitive prices. The company emphasizes simple and convenient insurance transactions and personal service.

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Vörður's corporate services assist in assessing insurance needs and find the most cost-effective insurance solution that is tailored to your interests.

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Here you can find answers to common questions about insurance that we receive regularly.

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Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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