Are there any restrictions or precautionary rules? - Commercial Liability Insurance 

Verði slys á athafnasvæði tryggingataka eða í tengslum við starfsemi hans skal hann sjá til þess að rannsókn fari í öllum tilvikum fram eins fljótt og hægt er. Ef um vinnuslys er að ræða, sem er til þess fallið að valda fjarveru þess sem slasast frá vinnu, skal tryggingataki tafarlaust og áður en vettvangi er raskað tilkynna lögreglu og vinnueftirliti um slysið sbr. 79. gr. laga um aðbúnað, hollustuhætti og öryggi og á vinnustöðum nr. 46/1980. 

Varúðarregla þessi raskar ekki almennum sönnunarreglum skaðabótaréttar.


Are There Any Restrictions or Precautionary Rules? 

Where Is The Insurance Valid? - Commercial Liability Insurance 

In general, the insurance is valid only in Iceland. However, it also covers damages caused by dangerous properties of sold goods in the countries specified in the certificate or premium receipt, provided that a special premium has been paid for that risk. More details about the scope of coverage can be found in the policy terms.

Where Is The Insurance Valid?

What are the insured's obligations? - Commercial Liability Insurance 

What Are The Insured's Obligations?

When and how is the insurance paid for? - General

The insurance premium must be paid on the due date. Upon renewal, the annual premium is adjusted in accordance with changes in the index from the base index of the agreement. Vörður sends payment claims monthly to online banking services, or annually if the policyholder prefers to pay the premium in a single installment. 

It is possible to change the payment method via Vörður's online service, “My Pages.” There, policyholders can also choose to pay premiums using a credit card. 

When and how is the insurance paid for?

When does insurance coverage begin and how does it end? - General

Insurance contracts are generally valid for 12 months from the date of acceptance of the offer and issuance of the insurance, and premiums are based on the annual premium. If the insurance is not terminated within that period, it is automatically extended. 

When does insurance coverage begin and how does it end?

How is the insurance terminated? - General 

The insurance can be terminated at any time during the insurance period. 

How is the insurance terminated?

Information Document

Ensures the employer against liability that they may be subject to due to injuries to people or damage to items. 

Ensures the employer against liability that they may be subject to.

What Is Covered?

What Is Not Covered?

Commercial Liability Insurance 

Liability Insurance

Terms and Conditions

Commercial Liability Insurance

Vörður operates according to the various policies and rules that can be found here on the website.

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Through active prevention efforts, we minimize the likelihood of accidents. When setbacks occur, we stand firmly behind our customers and compensate for their losses.

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Vörður board of insurances

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The key to the successful operation of Vörður is the people who work there. We emphasize job satisfaction, equality, a good working environment, targeted education and training of employees, and a fun workplace where every individual has an impact and makes a difference.

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Terms

About Vörður

We focus on simple and convenient insurance services with customer satisfaction as our guiding principle, and when setbacks occur, we stand with our customers.

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